1. Introduction

Cheap Card Machines is a trading name of Payments World.

We are committed to protecting your privacy and handling your personal data in a transparent and lawful manner in accordance with the UK General Data Protection Regulation and the Data Protection Act 2018.

This Privacy Policy explains how we collect, use and protect your personal information when you use our website or apply for a card machine.

2. Who We Are

For the purposes of data protection law, Payments World acts as the data controller in relation to personal data collected through this website, unless otherwise stated.

If you have any questions about this policy or your data, you may contact us via the details provided on our website.

3. Information We Collect

We may collect and process the following information:

Information you provide directly

Full name
Business name and trading address
Email address and telephone number
Date of birth
Business bank account details
Identification documents
Proof of address documentation

Information collected automatically

IP address
Browser type and device information
Website usage data via cookies

4. How We Use Your Information

We use your personal data to:

Process applications for card machines and merchant services
Conduct identity verification and regulatory checks
Communicate with you about your enquiry or application
Introduce you to payment service providers
Improve our website and services
Comply with legal and regulatory obligations

We will only use your data where we have a lawful basis to do so, including contract performance, legal obligation, legitimate interests or your consent where required.

5. Sharing Your Information

We may share your information with:

Payment service providers and acquiring banks
Underwriting and compliance partners
Identity verification agencies
Professional advisers and regulators where required
IT and hosting providers

We only share data that is necessary and ensure appropriate safeguards are in place.

6. Regulatory & KYC Requirements

As card processing is a regulated financial service, we are required to carry out Know Your Customer and Anti Money Laundering checks. This may include verifying your identity, business status and bank account details.

Failure to provide required documentation may result in delays or refusal of your application.

7. Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure or destruction.

Documents submitted for verification are handled securely and only retained for as long as necessary to meet regulatory requirements.

8. Data Retention

We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including legal, accounting and regulatory obligations.

Retention periods may vary depending on the nature of the relationship and applicable compliance requirements.

9. Your Rights

Under UK data protection law, you have the right to:

Access your personal data
Request correction of inaccurate information
Request erasure where appropriate
Restrict or object to processing
Request data portability
Lodge a complaint with the Information Commissioner’s Office

10. Cookies

Our website may use cookies to improve functionality and analyse usage. You can control cookie preferences through your browser settings. A separate Cookie Policy may provide further detail.

11. Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of those websites.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available on our website.