Website & Product Disclaimer

Cheap Card Machines is a trading name of Payments World. Throughout this disclaimer, “we”, “us” and “our” refer to Cheap Card Machines and Payments World.

This disclaimer governs your use of our website and any enquiries, applications or agreements initiated through it.

1. Information Only

The content provided on this website is for general information purposes only. While we make reasonable efforts to ensure that information is accurate and up to date, we do not guarantee its completeness, reliability or suitability for any specific business purpose.

Nothing on this website constitutes financial advice, legal advice, tax advice or regulatory advice. You should seek independent professional advice where appropriate before entering into any merchant services agreement.

2. Nature of Our Service

Cheap Card Machines acts as an introducer to authorised UK payment service providers, merchant acquirers and related financial institutions.

Unless expressly stated otherwise in writing, we do not directly provide regulated merchant acquiring services. Any agreement for card processing, transaction settlement or payment services will be entered into directly between you and the relevant provider, and will be subject to their own terms and regulatory status.

We do not control underwriting decisions, acceptance criteria, pricing structures or contractual terms set by third party providers.

3. Regulated Financial Activities

Card payment processing and merchant acquiring are regulated financial activities within the United Kingdom. All applications are subject to:

• Identity verification procedures

• Know Your Customer checks

• Anti Money Laundering compliance

• Credit and risk assessment

• Ongoing monitoring requirements

Submission of an enquiry or application through our website does not guarantee approval. Providers reserve the right to decline applications at their discretion and in accordance with regulatory obligations.

4. Free Card Machine Offers

Where we advertise a free card machine, this refers to the absence of an upfront equipment purchase cost.

Free card machine offers may be conditional upon:

• Entering into a merchant services agreement

• Meeting minimum transaction levels

• Agreeing to specific contract durations

• Paying transaction processing fees

• Complying with provider terms and conditions

The exact terms of any free equipment offer will be outlined within the merchant agreement provided by the payment service provider. It is your responsibility to review these terms carefully before acceptance.

5. Pricing & Fees Disclosure

We aim to present pricing information clearly and transparently. However, total costs may include, depending on the provider and contract selected:

• Transaction processing fees

• Authorisation fees

• Chargeback fees

• Monthly service or platform fees

• Early termination fees

• PCI compliance or non compliance fees

• Additional service charges

Full fee structures will be disclosed within your merchant services agreement. We are not responsible for changes to provider pricing made after publication of website content.

6. Equipment & Usage

Card machines supplied through our partners may be provided free of charge, rented or sold outright. Ownership, maintenance responsibilities, warranty coverage and replacement policies will depend on the specific provider agreement.

You are responsible for:

• Using the equipment in accordance with provider instructions

• Maintaining secure handling of customer payment data

• Complying with PCI DSS requirements

• Reporting faults or suspected fraud promptly

Failure to comply with provider requirements may result in suspension or termination of services.

7. No Guarantee of Business Performance

We do not guarantee increased sales, improved profitability or business growth as a result of using any card machine or payment solution introduced through our website. Business performance depends on a range of external factors beyond our control.

8. Third Party Liability

We are not liable for the acts, omissions, service interruptions, system failures or contractual breaches of third party payment providers, acquiring banks, gateway providers or equipment manufacturers.

Any dispute relating to payment processing services, transaction settlement or contractual terms must be raised directly with the relevant provider.

9. Limitation of Liability

To the fullest extent permitted by UK law, we exclude liability for any indirect, incidental or consequential loss arising from:

• Use of this website

• Reliance on website content

• Delays in application processing

• Decisions made by third party providers

• Service interruptions outside our control

Nothing in this disclaimer excludes liability for death or personal injury caused by negligence or any liability which cannot be excluded under applicable law.

10. Changes to This Disclaimer

We reserve the right to update or amend this disclaimer at any time. The most current version will be published on our website. Continued use of the website constitutes acceptance of any updated terms.

Website & Product Disclaimer